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SME digital

SME Digital offers a comprehensive solution for SMEs in the areas of accounting, document management, archiving and intelligent information management, which is unique on the market in this form. Together with the best partners, we have created a standard offer for SMEs that still allows maximum flexibility on request.

SME Digital

Advice on integrated business processes is one of Balmer-Etienne's core competences. Whether simplifying your accounting processes, electronic archiving or all aspects of procedural documentation, we advise and support you with a high level of expertise, efficiency and a focus on the essentials.

Your benefits, your advantages

Information management

  • Management of any information
  • Customisable digital processes (workflows)
  • System for implementing the digitalisation strategy
  • Electronic mail and integrated task management


  • Comprehensive accounting solution with FIBU, payroll, accounts receivable, accounts payable, cost centres, BAB, payments with EBICS interface, etc.
  • High level of posting automation
  • Flexible and digital authorisations

Electronic archiving

  • Legally compliant storage with procedural documentation
  • Possibility of digital archiving of all documents
  • Integrated document management system in PDF/A format


  • Simple handling with WEB accounting
  • Location-independent
  • Vendor authorisation also via app
  • Connection to ERP systems possible

Time saving

  • Significant time savings possible
  • Eliminates time-consuming document search
  • Administration is massively simplified
  • Optimisation of compliance processes
  • New way of working with trustees

Search function

  • Full-text search thanks to OCR recognition
  • Enrichment with metadata possible
  • No redundancies due to standardised data basis
  • No complex folder structures

Data protection data security

  • Strong user authentication
  • Central allocation of authorisations
  • Data exclusively in Switzerland (Swiss hosting provider)
  • Georedundant backup at a second Swiss location

Standard, aber flexibel

  • Standardised processing procedures (workflows) currently
    • Creditors
    • Expenses
    • Contract management
  • Freely expandable by users
  • Technical and professional support guaranteed

May we help you further?

  • Dejan Przulj


    MScBA in Business Development and Promotion, BSc HSLU in Business Administration

  • Daniel Schnider


    Master Professional veb.ch in Accounting

  • Bianca Pauger

    Bianca Pauger

    BSc HSLU in Business Administration, Fiduciary

  • Marc Haldimann

    Marc Haldimann

    Master Professional veb.ch in Accounting

  • Jeannette Ming-De Pretto

    Ming-De Pretto

    MAS FH in Fiduciary and Management Consulting, Swiss Certified Fiduciary

KMU Digital

SME and Accounting Digital from Balmer-Etienne is based on:

Logo Infoniqa


  • Accounting software
  • Brand leader in integrated accounting systems
  • 36 000 SME customers in Switzerland
  • 13,000 employees worldwide
  • On the market for over 30 years
Infoniqa ONE 50 - The standard in Swiss accounting. 5 reasons in favour of Infoniqa ONE 50:
  1. The standard for accounting in Swiss SMEs
  2. Simple collaboration with trustees in the cloud
  3. Strong in practice: used by 36,000 Swiss SMEs and 2,400 fiduciaries
  4. Expandable with over 1,000 software solutions from various sectors
  5. We accompany you at all times with training and support

Logo M Files


  • Enterprise Content Management (ECM)
  • Leading provider of ECM software
  • Over 8,000 customers worldwide, and growing
  • In the Swiss market for over 10 years
M-Files - Utilise the power, reduce the complexity. Across industries, enterprise content management (ECM) systems bring business information resources under control and provide authorised users with intuitive and fast access to these resources. However, convenience and security are just the beginning. The right and fundamental ECM solution can make it possible to significantly optimise workflow management and business process management activities.

Logo BWO

BWO Systems AG

  • Leading Swiss IT specialist
  • IT general contractor
  • 48 employees in Schenkon
  • In the market for over 25 years

Logo Balmer Etienne

Balmer-Etienne AG

  • Specialist in accounting, auditing and advisory
  • Leading trust company in Switzerland
  • 125 employees, around 50 of whom work in fiduciary services
  • In the market for over 70 years